Underwritten by FBC Insurance
ZiBuntu Premium
Stronger healthcare cover for families who want higher limits, wider treatment options, and extra protection when serious care is needed.
Where cover applies
Zimbabwe, region and India if pre-approved
Max cover per year
USD 40,000
Hospital cover
Up to the plan limit
Monthly cost based on age
Prices are set by FBC Insurance. You can pay quarterly, half yearly, or yearly.
What this plan covers
Doctor visits with GPs and specialists
Hospital admissions up to the overall plan limit
Medication for acute illnesses up to USD 800
Blood tests and investigations
X-rays, scans, and specialised radiology
Dental and optical benefits
Prosthetic devices and rehabilitation support
Mental health hospitalisation support
Emergency road and air ambulance support
Funeral cover of USD 400
When cover starts working
Premium gives stronger benefits, but some benefits still have waiting periods before they can be used.
After 3 months
Doctor visits, medication, and hospital treatment
After 6 months
Specialist care, dental treatment, and plan upgrades
After 12 months
Maternity, MRI, CT scans, optical benefits, and specialist foreign treatment where FBC Insurance approves it first
After 18 months+
Major treatments like dialysis, chemotherapy, prosthetic devices, and chronic disease add-ons
Who is responsible for your cover
ZiBuntu helps you choose, apply, pay, and manage your plan in one place.
FBC Insurance is responsible for approving your cover, setting benefit limits, applying waiting periods, handling claims, and deciding whether regional or India treatment is authorised.